:root{--navy:#142b39;--teal:#147e78;--paper:#f8f9f6;--mint:#e7f3ee;--ink:#233943;--muted:#60727b;--line:#dbe5e3}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--paper)}a{color:inherit}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid #22a69c;outline-offset:3px}h1,h2,h3{line-height:1.15;letter-spacing:-.035em;margin:0 0 20px}h1{font-size:clamp(2.8rem,6.5vw,5.7rem);max-width:950px}h2{font-size:clamp(2rem,4vw,3.3rem)}h3{font-size:1.35rem}p{margin:0 0 18px;max-width:74ch}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line)}.head{display:flex;align-items:center;justify-content:space-between;gap:25px;min-height:83px}.logo{display:flex;gap:12px;align-items:center;text-decoration:none}.logo b{background:var(--navy);color:white;font-size:22px;padding:7px 11px;letter-spacing:.11em}.logo small{font-size:10px;font-weight:750;line-height:1.35;letter-spacing:.12em;text-transform:uppercase}.nav{display:flex;align-items:center;gap:22px}.nav a{text-decoration:none;font-size:14px;font-weight:650}.nav a[aria-current=page]{color:var(--teal)}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--teal);color:white!important;border:1px solid var(--teal);border-radius:4px;padding:13px 22px;font-weight:750;cursor:pointer}.btn:hover{background:#0e645f}.btn.ghost{background:transparent;border-color:#90b4b1;color:inherit!important}.menu{display:none;border:0;background:none;font-size:27px;cursor:pointer}.hero{background:var(--navy);color:white;padding:105px 0 110px;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;border:1px solid #ffffff20;border-radius:50%;width:500px;height:500px;right:-180px;top:-180px;box-shadow:0 0 0 85px #ffffff06,0 0 0 170px #ffffff04;pointer-events:none}.hero p{color:#d3e2e4;font-size:19px;max-width:730px}.eyebrow{text-transform:uppercase;font-size:12px;letter-spacing:.19em;font-weight:850;color:#16817b;margin-bottom:24px}.hero .eyebrow{color:#6ed1c5}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}.hero .ghost{color:white!important}.band{background:var(--mint);padding:27px 0}.band .wrap{display:flex;flex-wrap:wrap;gap:15px 30px;justify-content:space-between;font-size:14px;font-weight:750;color:#376a65}.section{padding:90px 0}.section.white{background:#fff}.intro{max-width:780px;margin-bottom:42px}.intro>p{color:var(--muted);font-size:18px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{background:#fff;border:1px solid var(--line);padding:32px;display:flex;flex-direction:column}.white .card{background:var(--paper)}.card p{color:var(--muted)}.card a{margin-top:auto;color:var(--teal);font-weight:750;text-decoration:none}.tag{color:var(--teal);font-size:12px;font-weight:850;letter-spacing:.1em;margin-bottom:19px}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.feature{background:var(--mint);padding:44px;min-height:330px;display:flex;flex-direction:column;justify-content:space-between}.feature strong{font-size:clamp(1.8rem,3vw,2.6rem);line-height:1.25;letter-spacing:-.03em}.bars i{display:block;height:9px;background:#9acac3;border-radius:8px;margin-top:14px}.bars i:nth-child(2){width:73%}.bars i:nth-child(3){width:88%}.bars i:nth-child(4){width:59%}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.step{border-top:3px solid var(--teal);padding-top:20px}.step span{color:var(--teal);font-weight:850}.step p{color:var(--muted)}.list{padding-left:20px}.list li{margin:8px 0}.muted{color:var(--muted)}.small{font-size:13px}.panel{background:var(--navy);color:#fff;padding:52px;display:flex;justify-content:space-between;align-items:center;gap:35px}.panel h2{font-size:clamp(1.9rem,3vw,2.7rem)}.panel p{color:#d3e2e4}.footer{background:#10232e;color:#c7d4d7;padding:43px 0;font-size:13px}.foot{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.foot a{color:#fff}.notice{background:#fff3da;border-left:4px solid #b48a36;padding:17px 20px;margin:20px 0}.pill{display:inline-block;background:var(--mint);padding:5px 12px;font-size:12px;font-weight:750;color:#346b67;margin:4px 6px 4px 0}.accordion details{background:white;border:1px solid var(--line);padding:19px 22px;margin-bottom:12px}.accordion summary{cursor:pointer;font-weight:750}.accordion details p{margin-top:12px}.input{display:block;width:100%;border:1px solid var(--line);padding:12px;font:inherit;margin:6px 0 17px;border-radius:3px;background:#f5f8f7}.label{font-weight:700}.form-note{background:var(--mint);padding:22px}.section-anchor{scroll-margin-top:105px}@media(max-width:900px){.menu{display:block}.nav{display:none;position:absolute;top:83px;left:0;right:0;background:white;padding:25px;flex-direction:column;align-items:flex-start;box-shadow:0 15px 20px #0002}.nav.open{display:flex}.grid3,.steps{grid-template-columns:repeat(2,1fr)}.split{gap:32px}.hero{padding:70px 0}}@media(max-width:620px){.grid3,.grid2,.steps,.split{grid-template-columns:1fr}.section{padding:60px 0}.panel{display:block;padding:30px}.feature{min-height:260px}.wrap{width:min(100% - 34px,1180px)}.logo small{font-size:9px}.hero{padding:65px 0}}

select.input{appearance:auto}textarea.input{resize:vertical}.consent{display:flex;align-items:flex-start;gap:10px;font-size:13px;margin:12px 0 20px}.consent input{margin-top:5px;flex-shrink:0}.hidden-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.card form .btn{margin-top:6px}.card form a{margin:0;text-decoration:underline}button:focus-visible,select:focus-visible{outline:3px solid #22a69c;outline-offset:3px}

.editorial-image{display:block;width:100%;height:clamp(220px,36vw,440px);object-fit:cover;border-radius:18px;margin-bottom:44px;box-shadow:0 14px 35px rgba(20,43,57,.13)}

.skip-link{position:absolute;left:-9999px;z-index:50;background:#fff;padding:8px 12px}.skip-link:focus{left:10px}.foot-brand{color:#fff}.cta-wrap{padding-bottom:65px}.lead{font-size:19px}.challenges{margin-top:42px}.faq-link{margin-top:30px}.divider{border:0;border-top:1px solid var(--line);margin:28px 0}.btn.ghost.on-light{color:var(--navy)!important}